Your business risk protection checklist:
Your review checklist will help you make an informed decision on any changes or adjustments to your business risk protection plan.
Please answer YES or NO to the following statements:
1. I would like to be sure that I have covered all personal Guarantees I have given for business loans and overdrafts.
2. I want to know more about the consequences of giving guarantees if I become sick or disabled and am unable to work.
3. I want to ensure that my family is protected if my income falls due to prolonged sickness or disability.
4. I need to be sure that I could cover my business and personal expenses if I was unable to work for a prolonged period of time.
5. I would like to know more about income protection insurance designed to cover my income in the event of sickness or disability.
6. I would like to be sure my business could continue trading if I became sick or disabled and unable to work.
7. I want to know more about insurance that can cover my business expenses or the costs of recruiting a Locum if I become sick or disabled and unable to work.
8. I want to be confident that my income would be covered if I couldn’t work due to prolonged sickness and I didn’t qualify for ACC cover.
9. I would like to know more about key person and partnership/shareholder protection.
10. I need to review all my business insurance to ensure they are relevant to my currant circumstances.